First National Bank of Hope, The
Hope, KS · Cert 4690 · Peer group: banks under $1B in assets in KS (n=98) · Hope Bancshares Inc.
National charter · OCC · 3 branches
Q2 2026
$83.4MAssets
$45.2MLoans
$74.1MDeposits
$7.9MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of banks under $1B in assets in KS (rank 14 of 98).
- Widest gap: efficiency ratio trails 97% of banks under $1B in assets in KS (rank 96 of 98).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.69%
Rank 91 of 98
Net Interest Margin
3.72%
Rank 36 of 98
Efficiency Ratio
79.28%
Rank 96 of 98
Equity / Assets
9.47%
Rank 65 of 98
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 3% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 1.03% | 1.24% | 1.54% | Beats 7% | 91 / 98 | | |
| Return on Equity | 7.33% | 8.85% | 11.58% | 14.73% | Beats 13% | 85 / 98 | | |
| Net Interest Margin | 3.72% | 3.24% | 3.62% | 3.91% | Beats 63% | 36 / 98 | | |
| Efficiency Ratio | 79.28% | 51.87% | 58.88% | 64.74% | Beats 3% | 96 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.33% | 0.01% | 0.33% | 1.05% | Beats 21% | 78 / 98 | | |
| Net Charge-Offs / Loans | 0.09% | n/a | 0.00% | 0.03% | Beats 15% | 84 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 20.16% | 11.81% | 13.71% | 17.33% | Beats 86% | 14 / 98 | | |
| Total Risk-Based Capital Ratio | 21.41% | 11.81% | 14.13% | 17.45% | Beats 86% | 14 / 98 | | |
| Equity / Assets | 9.47% | 8.60% | 11.34% | 13.10% | Beats 34% | 65 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.05% | 57.09% | 69.84% | 82.47% | 36th pctl | 63 / 98 | | |
| Loans / Assets | 54.23% | 49.34% | 58.31% | 68.94% | 41st pctl | 58 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |