Armed Forces Bank, National Association
Fort Leavenworth, KS · Cert 4666 · Peer group: banks $1B-$10B in assets (n=322-328) · Dickinson Financial Corp. II
National charter · OCC · 1 affiliate bank · 15 branches (95 in holding)
Q2 2026
$1.4BAssets
$734.8MLoans
$1.2BDeposits
$184.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of banks $1B-$10B in assets (rank 18 of 328).
- Widest gap: net charge-offs / loans trails 92% of banks $1B-$10B in assets (rank 298 of 322).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.71%
Rank 58 of 328
Net Interest Margin
3.86%
Rank 80 of 328
Efficiency Ratio
65.56%
Rank 231 of 328
Equity / Assets
12.95%
Rank 54 of 328
Non-interest income vs. expense
Unfavorable gap of $18.8M · efficiency ratio beats 30% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.91% | 1.22% | 1.52% | Beats 82% | 58 / 328 | |
| Return on Equity | 13.19% | 8.43% | 11.45% | 14.43% | Beats 66% | 111 / 328 | |
| Net Interest Margin | 3.86% | 3.03% | 3.45% | 3.83% | Beats 76% | 80 / 328 | |
| Efficiency Ratio | 65.56% | 51.61% | 59.56% | 67.53% | Beats 30% | 231 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.24% | 0.51% | 1.03% | Beats 22% | 251 / 322 | |
| Net Charge-Offs / Loans | 0.40% | 0.01% | 0.03% | 0.10% | Beats 8% | 298 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 24.61% | 11.75% | 13.15% | 15.47% | Beats 95% | 18 / 328 | |
| Total Risk-Based Capital Ratio | 25.86% | 12.63% | 14.15% | 16.46% | Beats 95% | 18 / 328 | |
| Equity / Assets | 12.95% | 9.15% | 10.33% | 12.01% | Beats 84% | 54 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 60.31% | 76.63% | 87.92% | 95.36% | 7th pctl | 299 / 323 | |
| Loans / Assets | 51.63% | 65.18% | 74.15% | 79.98% | 9th pctl | 299 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |