Armed Forces Bank, National Association
Fort Leavenworth, KS · Cert 4666 · Peer group: banks $1B-$10B in assets (n=313-319) · Dickinson Financial Corp. II
National charter · OCC · 1 affiliate bank · 15 branches (95 in holding)
Q2 2026
$1.4BAssets
$734.8MLoans
$1.2BDeposits
$184.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of banks $1B-$10B in assets (rank 17 of 319).
- Widest gap: net charge-offs / loans trails 91% of banks $1B-$10B in assets (rank 286 of 313).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.71%
Rank 58 of 319
Net Interest Margin
3.86%
Rank 77 of 319
Efficiency Ratio
65.56%
Rank 222 of 319
Equity / Assets
12.95%
Rank 51 of 319
Non-interest income vs. expense
Unfavorable gap of $18.8M · efficiency ratio beats 31% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.91% | 1.21% | 1.53% | Beats 82% | 58 / 319 | |
| Return on Equity | 13.19% | 8.49% | 11.44% | 14.57% | Beats 65% | 111 / 319 | |
| Net Interest Margin | 3.86% | 3.06% | 3.43% | 3.81% | Beats 76% | 77 / 319 | |
| Efficiency Ratio | 65.56% | 51.90% | 59.57% | 67.64% | Beats 31% | 222 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.25% | 0.54% | 1.18% | Beats 25% | 237 / 313 | |
| Net Charge-Offs / Loans | 0.40% | 0.01% | 0.04% | 0.12% | Beats 9% | 286 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 24.61% | 11.74% | 12.99% | 15.28% | Beats 95% | 17 / 319 | |
| Total Risk-Based Capital Ratio | 25.86% | 12.61% | 14.01% | 16.23% | Beats 95% | 17 / 319 | |
| Equity / Assets | 12.95% | 9.03% | 10.33% | 12.01% | Beats 84% | 51 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 60.31% | 76.76% | 88.16% | 95.43% | 7th pctl | 291 / 314 | |
| Loans / Assets | 51.63% | 65.79% | 74.05% | 79.84% | 8th pctl | 292 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |