Kansas City, MO · Charter 4531
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.06% | 1.19% | 1.31% | 0.65% | 0.39% | -67 bps | |
| Return on Equity | 3.78% | 3.95% | 4.24% | 2.25% | 1.35% | -243 bps | |
| Net Interest Margin | 7.37% | 7.99% | 8.19% | 7.65% | 7.76% | +39 bps | |
| Efficiency Ratio | 82.77% | 84.16% | 85.94% | 92.78% | 95.68% | +1,291 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 19.66% | 9.29% | 2.74% | 12.17% | -0.81% | -2,046 bps | |
| Loan Growth (YoY) | 3.64% | 3.24% | 3.80% | -2.44% | -2.62% | -627 bps | |
| Share Growth (YoY) | 24.08% | 9.19% | 3.10% | 17.42% | -1.68% | -2,576 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.65% | 0.68% | 1.71% | 0.39% | 0.65% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.74% | 1.69% | 1.44% | 1.49% | 1.24% | -49 bps | |
| Capital | |||||||
| Risk-Based Capital | 28.09% | 30.22% | 30.99% | 29.12% | 29.21% | +112 bps | |
| Net Worth / Assets | 28.09% | 30.22% | 30.99% | 29.12% | 29.21% | +112 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 114.49% | 125.20% | 129.46% | 113.22% | 113.40% | -110 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |