KC Unidos
Kansas City, MO · Charter 4531 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 1 branch
Q2 2026
$8.5MAssets
$6.7MLoans
$5.9MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 2 of 28).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 25 of 28).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.40%
Rank 19 of 28
Net Interest Margin
7.77%
Rank 2 of 28
Efficiency Ratio
95.63%
Rank 25 of 28
Equity / Assets
29.22%
Rank 3 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.31% | 0.62% | 1.15% | Beats 32% | 19 / 28 | |
| Return on Equity | 1.37% | 3.10% | 5.79% | 7.32% | Beats 15% | 23 / 27 | |
| Net Interest Margin | 7.77% | 3.95% | 4.17% | 4.96% | Beats 93% | 2 / 28 | |
| Efficiency Ratio | 95.63% | 71.31% | 75.97% | 85.82% | Beats 14% | 25 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.40% | 0.84% | 1.90% | Beats 61% | 12 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.22% | 9.27% | 11.97% | 17.47% | Beats 89% | 3 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.22% | 9.27% | 11.97% | 17.47% | Beats 89% | 3 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 113.40% | 47.88% | 66.90% | 83.14% | 93rd pctl | 2 / 28 | |
| Loans / Assets | 78.73% | 42.23% | 58.20% | 69.16% | 96th pctl | 1 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |