First National Bank of Primghar, The
Primghar, IA · Cert 4494 · Peer group: banks under $1B in assets in IA (n=134-135)
National charter · OCC · 1 branch
Q2 2026
$36.3MAssets
$27.3MLoans
$29.9MDeposits
$5.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IA (rank 21 of 134).
- Widest gap: return on equity trails 87% of banks under $1B in assets in IA (rank 117 of 135).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.90%
Rank 106 of 135
Net Interest Margin
3.52%
Rank 52 of 135
Efficiency Ratio
72.11%
Rank 117 of 135
Equity / Assets
14.52%
Rank 25 of 135
Non-interest income vs. expense
Unfavorable gap of $936K · efficiency ratio beats 14% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.92% | 1.19% | 1.47% | Beats 21% | 106 / 135 | | |
| Return on Equity | 6.21% | 7.99% | 10.26% | 13.14% | Beats 13% | 117 / 135 | | |
| Net Interest Margin | 3.52% | 2.95% | 3.41% | 3.73% | Beats 61% | 52 / 135 | | |
| Efficiency Ratio | 72.11% | 50.61% | 57.35% | 63.29% | Beats 14% | 117 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.51% | 1.26% | Beats 100% | 21 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 16.77% | 11.23% | 13.31% | 15.45% | Beats 84% | 22 / 135 | | |
| Total Risk-Based Capital Ratio | 17.72% | 11.61% | 14.06% | 16.47% | Beats 84% | 21 / 135 | | |
| Equity / Assets | 14.52% | 9.87% | 11.05% | 13.07% | Beats 81% | 25 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.24% | 68.54% | 81.55% | 91.24% | 75th pctl | 34 / 134 | | |
| Loans / Assets | 75.11% | 57.61% | 68.06% | 76.23% | 71st pctl | 39 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |