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Terre Haute, IN · Charter 4488 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$4.0MAssets
$2.8MLoans
$3.1MShares
$971KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 115 of 1683).
- Widest gap: efficiency ratio trails 96% of credit unions under $1B in assets (rank 1618 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.64%
Rank 1,584 of 1,683
Net Interest Margin
4.95%
Rank 152 of 1,683
Efficiency Ratio
111.21%
Rank 1,618 of 1,682
Equity / Assets
24.04%
Rank 115 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.64% | 0.35% | 0.74% | 1.18% | Beats 6% | 1,584 / 1,683 | |
| Return on Equity | -2.68% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,564 / 1,681 | |
| Net Interest Margin | 4.95% | 3.31% | 3.82% | 4.32% | Beats 91% | 152 / 1,683 | |
| Efficiency Ratio | 111.21% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,618 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.26% | 0.65% | 1.29% | Beats 86% | 238 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.04% | 10.44% | 12.89% | 16.53% | Beats 93% | 115 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.04% | 10.44% | 12.89% | 16.53% | Beats 93% | 115 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.87% | 52.61% | 69.38% | 83.50% | 88th pctl | 210 / 1,683 | |
| Loans / Assets | 69.03% | 44.71% | 59.18% | 70.72% | 71st pctl | 481 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |