U S P L K Employees
Leavenworth, KS · Charter 4427 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 1 branch
Q2 2026
$34.0MAssets
$7.8MLoans
$29.1MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 2 of 28).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 28 of 28).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.90%
Rank 11 of 28
Net Interest Margin
1.91%
Rank 28 of 28
Efficiency Ratio
57.82%
Rank 2 of 28
Equity / Assets
13.87%
Rank 11 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.31% | 0.62% | 1.15% | Beats 61% | 11 / 28 | |
| Return on Equity | 6.45% | 3.10% | 5.79% | 7.32% | Beats 63% | 10 / 27 | |
| Net Interest Margin | 1.91% | 3.95% | 4.17% | 4.96% | Beats 0% | 28 / 28 | |
| Efficiency Ratio | 57.82% | 71.31% | 75.97% | 85.82% | Beats 96% | 2 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.40% | 0.84% | 1.90% | Beats 93% | 3 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.87% | 9.27% | 11.97% | 17.47% | Beats 61% | 11 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.87% | 9.27% | 11.97% | 17.47% | Beats 61% | 11 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 26.74% | 47.88% | 66.90% | 83.14% | 0th pctl | 28 / 28 | |
| Loans / Assets | 22.95% | 42.23% | 58.20% | 69.16% | 0th pctl | 28 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |