Anaconda, MT · Charter 4401
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.72% | 0.03% | 0.45% | 0.85% | -0.13% | +58 bps | |
| Return on Equity | -6.71% | 0.24% | 3.94% | 7.25% | -1.16% | +555 bps | |
| Net Interest Margin | 3.39% | 3.37% | 3.45% | 4.03% | 3.41% | +3 bps | |
| Efficiency Ratio | 92.44% | 82.68% | 76.32% | 70.78% | 94.03% | +159 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 36.44% | 38.21% | 37.82% | 30.53% | -0.04% | -3,648 bps | |
| Loan Growth (YoY) | 56.95% | 56.17% | 52.52% | 42.83% | -2.55% | -5,950 bps | |
| Share Growth (YoY) | 37.66% | 39.43% | 37.08% | 30.10% | -2.14% | -3,979 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.73% | 1.08% | 1.41% | 1.37% | 1.85% | +111 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.72% | 10.97% | 11.35% | 11.79% | 11.63% | +91 bps | |
| Net Worth / Assets | 10.72% | 10.97% | 11.35% | 11.79% | 11.63% | +91 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.47% | 64.07% | 63.27% | 63.42% | 62.20% | -26 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |