Greenville Heritage
Greenville, SC · Charter 4400 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$181.2MAssets
$92.5MLoans
$157.1MShares
$22.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 70% of credit unions under $1B in assets (rank 509 of 1682).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets (rank 1307 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.78%
Rank 799 of 1,683
Net Interest Margin
3.25%
Rank 1,307 of 1,683
Efficiency Ratio
76.71%
Rank 761 of 1,682
Equity / Assets
12.53%
Rank 905 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.35% | 0.74% | 1.18% | Beats 53% | 799 / 1,683 | |
| Return on Equity | 6.24% | 2.67% | 5.89% | 8.74% | Beats 54% | 778 / 1,681 | |
| Net Interest Margin | 3.25% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,307 / 1,683 | |
| Efficiency Ratio | 76.71% | 68.91% | 78.20% | 86.93% | Beats 55% | 761 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 509 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.53% | 10.44% | 12.89% | 16.53% | Beats 46% | 905 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.53% | 10.44% | 12.89% | 16.53% | Beats 46% | 905 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 58.93% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,123 / 1,683 | |
| Loans / Assets | 51.09% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,084 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |