Sheridan Community
Sheridan, WY · Charter 4374 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$105.0MAssets
$88.2MLoans
$93.5MShares
$11.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 55 of 1681).
- Widest gap: net interest margin trails 79% of credit unions under $1B in assets (rank 1327 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.56%
Rank 219 of 1,683
Net Interest Margin
3.21%
Rank 1,327 of 1,683
Efficiency Ratio
60.81%
Rank 197 of 1,682
Equity / Assets
10.77%
Rank 1,199 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.35% | 0.74% | 1.18% | Beats 87% | 219 / 1,683 | |
| Return on Equity | 14.49% | 2.67% | 5.89% | 8.74% | Beats 97% | 55 / 1,681 | |
| Net Interest Margin | 3.21% | 3.31% | 3.82% | 4.32% | Beats 21% | 1,327 / 1,683 | |
| Efficiency Ratio | 60.81% | 68.91% | 78.20% | 86.93% | Beats 88% | 197 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.42% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,300 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,199 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,199 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 94.40% | 52.61% | 69.38% | 83.50% | 93rd pctl | 123 / 1,683 | |
| Loans / Assets | 83.99% | 44.71% | 59.18% | 70.72% | 96th pctl | 61 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |