Greater Wayne Community
Rittman, OH · Charter 4369 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 4 branches
Q2 2026
$33.6MAssets
$15.9MLoans
$29.9MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets in the Columbus, OH area (rank 3 of 18).
- Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets in the Columbus, OH area (rank 13 of 18).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.83%
Rank 6 of 18
Net Interest Margin
4.24%
Rank 3 of 18
Efficiency Ratio
76.10%
Rank 10 of 18
Equity / Assets
10.67%
Rank 9 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.59% | 0.76% | 0.99% | Beats 67% | 6 / 18 | |
| Return on Equity | 7.76% | 4.13% | 7.59% | 9.05% | Beats 56% | 8 / 18 | |
| Net Interest Margin | 4.24% | 3.24% | 3.56% | 3.79% | Beats 83% | 3 / 18 | |
| Efficiency Ratio | 76.10% | 72.20% | 76.10% | 84.19% | Beats 50% | 10 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.37% | 0.66% | 1.08% | Beats 33% | 13 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.67% | 9.66% | 10.67% | 11.63% | Beats 50% | 9 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.67% | 9.66% | 10.67% | 11.63% | Beats 50% | 9 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 53.04% | 47.40% | 66.89% | 76.69% | 28th pctl | 13 / 18 | |
| Loans / Assets | 47.25% | 43.35% | 60.60% | 69.11% | 33rd pctl | 12 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |