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Yukon, OK · Cert 4235 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25) · Intl Bancshares OK
State charter, non-member · FDIC · 5 branches
Q2 2026
$261.4MAssets
$145.7MLoans
$232.5MDeposits
$20.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of banks under $1B in assets in the Oklahoma City, OK area (rank 9 of 25).
- Widest gap: return on assets trails 92% of banks under $1B in assets in the Oklahoma City, OK area (rank 23 of 25).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.43%
Rank 23 of 25
Net Interest Margin
3.42%
Rank 21 of 25
Efficiency Ratio
84.45%
Rank 23 of 25
Equity / Assets
7.86%
Rank 22 of 25
Non-interest income vs. expense
Unfavorable gap of $7.5M · efficiency ratio beats 12% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.60% | 0.90% | 1.27% | Beats 8% | 23 / 25 | |
| Return on Equity | 5.49% | 6.92% | 9.16% | 13.29% | Beats 12% | 22 / 25 | |
| Net Interest Margin | 3.42% | 3.56% | 3.82% | 4.10% | Beats 16% | 21 / 25 | |
| Efficiency Ratio | 84.45% | 56.35% | 63.12% | 79.22% | Beats 12% | 23 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.33% | 0.76% | 2.35% | Beats 68% | 9 / 25 | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.00% | 0.05% | Beats 44% | 15 / 25 | |
| Capital |
| Tier 1 Capital Ratio | 12.25% | 10.27% | 12.02% | 13.99% | Beats 56% | 11 / 25 | |
| Total Risk-Based Capital Ratio | 12.93% | 10.27% | 12.44% | 15.25% | Beats 56% | 11 / 25 | |
| Equity / Assets | 7.86% | 8.64% | 10.07% | 11.05% | Beats 12% | 22 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 62.64% | 70.71% | 82.03% | 97.03% | 8th pctl | 23 / 25 | |
| Loans / Assets | 55.73% | 62.67% | 74.54% | 84.24% | 12th pctl | 22 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |