Allegheny Co. No 1
Pittsburgh, PA · Charter 4233 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 2 branches
Q3 2024
$21.7MAssets
$12.2MLoans
$20.3MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets (rank 488 of 1761).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1608 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.20%
Rank 1,391 of 1,761
Net Interest Margin
4.17%
Rank 488 of 1,761
Efficiency Ratio
92.15%
Rank 1,469 of 1,754
Equity / Assets
8.48%
Rank 1,608 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.26% | 0.70% | 1.22% | Beats 21% | 1,391 / 1,761 | |
| Return on Equity | 2.39% | 2.09% | 5.52% | 9.08% | Beats 28% | 1,273 / 1,761 | |
| Net Interest Margin | 4.17% | 3.03% | 3.59% | 4.25% | Beats 72% | 488 / 1,761 | |
| Efficiency Ratio | 92.15% | 68.95% | 77.94% | 87.14% | Beats 16% | 1,469 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.26% | 0.65% | 1.27% | Beats 49% | 903 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.49% | 10.05% | 12.42% | 15.87% | Beats 9% | 1,608 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.48% | 10.05% | 12.42% | 15.87% | Beats 9% | 1,608 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 60.30% | 56.21% | 73.13% | 85.64% | 30th pctl | 1,228 / 1,759 | |
| Loans / Assets | 56.33% | 47.85% | 62.48% | 73.19% | 39th pctl | 1,083 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |