State Bank of Wynnewood, The
Wynnewood, OK · Cert 4232 · Peer group: banks under $1B in assets in OK (n=88-89) · Garvin County Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$111.4MAssets
$50.3MLoans
$95.8MDeposits
$15.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in OK (rank 12 of 88).
- Widest gap: net interest margin trails 97% of banks under $1B in assets in OK (rank 86 of 89).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.62%
Rank 21 of 89
Net Interest Margin
2.84%
Rank 86 of 89
Efficiency Ratio
50.73%
Rank 18 of 89
Equity / Assets
13.63%
Rank 22 of 89
Non-interest income vs. expense
Unfavorable gap of $1.0M · efficiency ratio beats 81% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.62% | 0.85% | 1.26% | 1.60% | Beats 76% | 21 / 89 | |
| Return on Equity | 11.89% | 7.40% | 11.89% | 14.65% | Beats 49% | 45 / 89 | |
| Net Interest Margin | 2.84% | 3.46% | 3.93% | 4.45% | Beats 3% | 86 / 89 | |
| Efficiency Ratio | 50.73% | 54.70% | 60.95% | 71.14% | Beats 81% | 18 / 89 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.30% | 0.82% | 2.25% | Beats 100% | 12 / 88 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.03% | 0.20% | Beats 75% | 23 / 88 | |
| Capital |
| Tier 1 Capital Ratio | 15.63% | 10.89% | 13.00% | 16.33% | Beats 72% | 25 / 89 | |
| Total Risk-Based Capital Ratio | 15.63% | 11.20% | 13.06% | 16.33% | Beats 70% | 27 / 89 | |
| Equity / Assets | 13.63% | 9.26% | 10.94% | 13.52% | Beats 75% | 22 / 89 | |
| Liquidity & Funding |
| Loans / Deposits | 52.52% | 61.51% | 72.27% | 84.01% | 20th pctl | 70 / 88 | |
| Loans / Assets | 45.18% | 52.51% | 63.15% | 71.27% | 19th pctl | 72 / 89 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |