Anchor D Bank
Texhoma, OK · Cert 4208 · Peer group: banks under $1B in assets in OK (n=88-89) · Texhoma Bancshares Inc.
State charter, Fed member · FED · 4 branches
Q2 2026
$404.5MAssets
$234.3MLoans
$330.1MDeposits
$40.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in OK (rank 12 of 88).
- Widest gap: net interest margin trails 79% of banks under $1B in assets in OK (rank 70 of 89).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.38%
Rank 34 of 89
Net Interest Margin
3.39%
Rank 70 of 89
Efficiency Ratio
56.40%
Rank 30 of 89
Equity / Assets
10.10%
Rank 59 of 89
Non-interest income vs. expense
Unfavorable gap of $6.7M · efficiency ratio beats 67% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.85% | 1.26% | 1.60% | Beats 62% | 34 / 89 | | |
| Return on Equity | 13.67% | 7.40% | 11.89% | 14.65% | Beats 65% | 31 / 89 | | |
| Net Interest Margin | 3.39% | 3.46% | 3.93% | 4.45% | Beats 21% | 70 / 89 | | |
| Efficiency Ratio | 56.40% | 54.70% | 60.95% | 71.14% | Beats 67% | 30 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.30% | 0.82% | 2.25% | Beats 100% | 12 / 88 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.03% | 0.20% | Beats 100% | 15 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 12.02% | 10.89% | 13.00% | 16.33% | Beats 38% | 55 / 89 | | |
| Total Risk-Based Capital Ratio | 12.97% | 11.20% | 13.06% | 16.33% | Beats 46% | 48 / 89 | | |
| Equity / Assets | 10.10% | 9.26% | 10.94% | 13.52% | Beats 34% | 59 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.99% | 61.51% | 72.27% | 84.01% | 45th pctl | 48 / 88 | | |
| Loans / Assets | 57.93% | 52.51% | 63.15% | 71.27% | 37th pctl | 56 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |