Broken Arrow, OK · Charter 4202
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.16% | -0.16% | -0.09% | -0.06% | 0.09% | +25 bps | |
| Return on Equity | -0.95% | -0.91% | -0.52% | -0.37% | 0.51% | +147 bps | |
| Net Interest Margin | 4.50% | 4.61% | 4.79% | 4.73% | 4.90% | +40 bps | |
| Efficiency Ratio | 88.64% | 88.59% | 88.73% | 93.03% | 90.40% | +176 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.78% | 0.46% | -4.04% | -3.84% | -4.32% | -610 bps | |
| Loan Growth (YoY) | -4.14% | -3.51% | -2.38% | -1.16% | 0.22% | +436 bps | |
| Share Growth (YoY) | 2.27% | 0.52% | -4.81% | -4.58% | -5.23% | -749 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.71% | 0.84% | 0.64% | 0.62% | 0.71% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.93% | 17.09% | 17.46% | 17.11% | 17.57% | +64 bps | |
| Net Worth / Assets | 16.93% | 17.09% | 17.46% | 17.11% | 17.57% | +64 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.53% | 91.97% | 95.27% | 91.85% | 95.73% | +520 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |