King of Prussia, PA · Charter 4120
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.27% | 1.20% | 0.88% | 0.91% | 0.89% | 0.88% | 0.44% | 0.48% | -43 bps | |
| Return on Equity | 10.98% | 10.10% | 7.27% | 7.49% | 7.09% | 6.98% | 3.59% | 3.81% | -368 bps | |
| Net Interest Margin | 4.01% | 4.05% | 4.11% | 4.22% | 4.26% | 4.22% | 3.63% | 3.78% | -44 bps | |
| Efficiency Ratio | 71.38% | 72.51% | 81.92% | 80.26% | 79.98% | 79.87% | 87.40% | 84.83% | +457 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.24% | -0.38% | -2.03% | 0.02% | -0.41% | 1.66% | 5.73% | 2.68% | +266 bps | |
| Loan Growth (YoY) | -1.60% | 0.53% | -3.44% | 7.63% | 15.65% | 13.54% | 17.28% | 13.61% | +598 bps | |
| Share Growth (YoY) | -4.89% | -0.50% | -4.02% | -1.83% | -1.94% | 0.25% | 5.37% | 2.08% | +390 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.34% | 1.20% | 1.14% | 1.16% | 1.55% | 1.13% | 0.75% | 1.05% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.55% | 11.92% | 12.06% | 12.18% | 12.51% | 12.60% | 12.15% | 12.51% | +33 bps | |
| Net Worth / Assets | 11.55% | 11.92% | 12.06% | 12.18% | 12.51% | 12.60% | 12.15% | 12.51% | +33 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 53.40% | 55.31% | 54.76% | 58.77% | 62.98% | 62.65% | 60.95% | 65.42% | +664 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |