Allegheny Ludlum Brackenridge
Brackenridge, PA · Charter 4095 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$23.6MAssets
$8.7MLoans
$18.3MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 60% of credit unions under $1B in assets (rank 1002 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.30%
Rank 352 of 1,683
Net Interest Margin
3.64%
Rank 1,002 of 1,683
Efficiency Ratio
66.00%
Rank 329 of 1,682
Equity / Assets
22.30%
Rank 154 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.35% | 0.74% | 1.18% | Beats 79% | 352 / 1,683 | | |
| Return on Equity | 5.82% | 2.67% | 5.89% | 8.74% | Beats 49% | 854 / 1,681 | | |
| Net Interest Margin | 3.64% | 3.31% | 3.82% | 4.32% | Beats 40% | 1,002 / 1,683 | | |
| Efficiency Ratio | 66.00% | 68.91% | 78.20% | 86.93% | Beats 80% | 329 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.30% | 10.44% | 12.89% | 16.53% | Beats 91% | 154 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.30% | 10.44% | 12.89% | 16.53% | Beats 91% | 154 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.40% | 52.61% | 69.38% | 83.50% | 19th pctl | 1,363 / 1,683 | | |
| Loans / Assets | 36.81% | 44.71% | 59.18% | 70.72% | 15th pctl | 1,427 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |