Sacred Heart Parish Hallettsville
Hallettsville, TX · Charter 3946 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$64.6MAssets
$31.0MLoans
$58.0MShares
$6.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions under $1B in assets in TX (rank 21 of 235).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets in TX (rank 213 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.17%
Rank 178 of 235
Net Interest Margin
2.94%
Rank 213 of 235
Efficiency Ratio
86.62%
Rank 150 of 235
Equity / Assets
9.80%
Rank 202 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.17% | 0.57% | 1.10% | Beats 24% | 178 / 235 | | |
| Return on Equity | 1.74% | 1.03% | 4.30% | 7.58% | Beats 31% | 162 / 235 | | |
| Net Interest Margin | 2.94% | 3.32% | 3.89% | 4.35% | Beats 9% | 213 / 235 | | |
| Efficiency Ratio | 86.62% | 70.60% | 82.00% | 91.57% | Beats 37% | 150 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.20% | 0.59% | 1.14% | Beats 91% | 21 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.80% | 11.30% | 14.41% | 19.49% | Beats 14% | 202 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.80% | 11.30% | 14.41% | 19.49% | Beats 14% | 202 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.42% | 54.18% | 67.38% | 81.66% | 23rd pctl | 180 / 235 | | |
| Loans / Assets | 47.96% | 43.80% | 56.63% | 68.64% | 32nd pctl | 160 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |