Burbank, CA · Charter 3945
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.36% | 0.51% | 0.70% | 1.02% | 1.29% | +93 bps | |
| Return on Equity | 4.24% | 5.97% | 7.89% | 10.99% | 13.08% | +883 bps | |
| Net Interest Margin | 2.14% | 2.27% | 2.37% | 3.15% | 3.31% | +117 bps | |
| Efficiency Ratio | 81.90% | 78.45% | 71.85% | 66.52% | 64.33% | -1,757 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.47% | -0.37% | -3.07% | -0.66% | -1.91% | -44 bps | |
| Loan Growth (YoY) | 0.04% | 2.77% | 3.51% | 3.88% | 4.15% | +411 bps | |
| Share Growth (YoY) | 8.04% | 9.60% | 5.40% | -0.31% | -3.41% | -1,145 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.07% | 0.15% | 0.19% | 0.18% | 0.54% | +47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.50% | 8.56% | 8.86% | 9.29% | 9.86% | +135 bps | |
| Net Worth / Assets | 8.50% | 8.56% | 8.86% | 9.29% | 9.86% | +135 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.62% | 53.20% | 53.47% | 55.02% | 56.74% | +412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |