Burbank, CA · Charter 3945
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
32
Asset Quality
48
Profitability
77
Liquidity
99
Efficiency
85
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burbank, CA · Charter 3945
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.14% | 0.15% | 0.34% | 0.36% | 0.51% | 0.70% | 1.02% | 1.29% | +93 bps | |
| Return on Equity | 1.77% | 1.86% | 4.07% | 4.24% | 5.97% | 7.89% | 10.99% | 13.08% | +883 bps | |
| Net Interest Margin | 1.87% | 1.84% | 2.02% | 2.14% | 2.27% | 2.37% | 3.15% | 3.31% | +117 bps | |
| Efficiency Ratio | 89.46% | 89.09% | 81.76% | 81.90% | 78.45% | 71.85% | 66.52% | 64.33% | -1,757 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.23% | 2.08% | -10.46% | -1.47% | -0.37% | -3.07% | -0.66% | -1.91% | -44 bps | |
| Loan Growth (YoY) | 4.79% | 1.68% | 0.97% | 0.04% | 2.77% | 3.51% | 3.88% | 4.15% | +411 bps | |
| Share Growth (YoY) | -5.65% | 0.21% | 3.43% | 8.04% | 9.60% | 5.40% | -0.31% | -3.41% | -1,145 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.18% | 0.11% | 0.07% | 0.15% | 0.19% | 0.18% | 0.54% | +47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.10% | 7.91% | 8.36% | 8.50% | 8.56% | 8.86% | 9.29% | 9.86% | +135 bps | |
| Net Worth / Assets | 8.10% | 7.91% | 8.36% | 8.50% | 8.56% | 8.86% | 9.29% | 9.86% | +135 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.74% | 54.45% | 52.80% | 52.62% | 53.20% | 53.47% | 55.02% | 56.74% | +412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burbank, CA · Charter 3945 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
Return on Assets
1.29%
Rank 8 of 62
Net Interest Margin
3.31%
Rank 32 of 62
Efficiency Ratio
64.34%
Rank 10 of 62
Equity / Assets
9.86%
Rank 42 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.29% | 0.01% | 0.47% | 0.92% | Beats 87% | 8 / 62 | ||
| Return on Equity | 13.08% | 0.18% | 3.35% | 5.66% | Beats 95% | 3 / 62 | ||
| Net Interest Margin | 3.31% | 2.88% | 3.31% | 3.93% | Beats 48% | 32 / 62 | ||
| Efficiency Ratio | 64.34% | 71.17% | 84.14% | 92.47% | Beats 85% | 10 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.54% | 0.22% | 0.52% | 0.99% | Beats 48% | 33 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.86% | 9.30% | 12.20% | 16.33% | Beats 32% | 42 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.86% | 9.30% | 12.20% | 16.33% | Beats 32% | 42 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 56.74% | 48.69% | 57.00% | 84.55% | 44th pctl | 35 / 62 | ||
| Loans / Assets | 51.34% | 42.93% | 53.05% | 69.62% | 48th pctl | 32 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||