Wichita, KS · Charter 3907
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.68% | 0.66% | 2.39% | 1.36% | 1.04% | 1.23% | 0.47% | 0.53% | -83 bps | |
| Return on Equity | 4.91% | 4.81% | 17.31% | 9.93% | 7.43% | 8.65% | 3.37% | 3.63% | -630 bps | |
| Net Interest Margin | 4.52% | 4.60% | 5.05% | 5.13% | 5.39% | 5.11% | 5.42% | 5.43% | +30 bps | |
| Efficiency Ratio | 71.33% | 70.18% | 44.95% | 55.12% | 58.23% | 57.48% | 67.43% | 64.02% | +890 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.39% | 5.49% | 4.64% | 7.16% | 4.95% | 26.00% | 23.67% | 24.44% | +1,727 bps | |
| Loan Growth (YoY) | 9.83% | 10.08% | 7.75% | 7.61% | 6.51% | 6.80% | 8.70% | 8.28% | +67 bps | |
| Share Growth (YoY) | 3.71% | 5.18% | 3.60% | 7.07% | 4.40% | 23.80% | 21.81% | 22.65% | +1,558 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.13% | 1.47% | 1.15% | 1.59% | 1.51% | 1.98% | 1.73% | 2.11% | +52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.89% | 13.75% | 13.78% | 13.69% | 13.97% | 14.26% | 14.03% | 14.52% | +82 bps | |
| Net Worth / Assets | 13.89% | 13.75% | 13.78% | 13.69% | 13.97% | 14.26% | 14.03% | 14.52% | +82 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.74% | 102.11% | 97.13% | 98.90% | 102.77% | 88.08% | 86.68% | 87.31% | -1,159 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |