Elliott Community
Jeannette, PA · Charter 390 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 5 branches
Q2 2026
$53.7MAssets
$33.3MLoans
$45.6MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 9 of 78).
- Widest gap: efficiency ratio trails 59% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 47 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.86%
Rank 38 of 78
Net Interest Margin
4.48%
Rank 9 of 78
Efficiency Ratio
82.08%
Rank 47 of 78
Equity / Assets
15.15%
Rank 38 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.37% | 0.83% | 1.31% | Beats 51% | 38 / 78 | | |
| Return on Equity | 5.71% | 1.73% | 5.71% | 9.08% | Beats 50% | 39 / 78 | | |
| Net Interest Margin | 4.48% | 3.17% | 3.63% | 4.21% | Beats 88% | 9 / 78 | | |
| Efficiency Ratio | 82.08% | 65.01% | 78.15% | 89.28% | Beats 41% | 47 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.40% | 0.84% | 1.97% | Beats 78% | 18 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.15% | 12.42% | 15.10% | 18.27% | Beats 51% | 38 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.15% | 12.42% | 15.10% | 18.27% | Beats 51% | 38 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.90% | 34.83% | 50.41% | 71.84% | 78th pctl | 17 / 78 | | |
| Loans / Assets | 61.98% | 29.34% | 41.02% | 56.96% | 78th pctl | 17 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |