Eagle Bank and Trust Company
Little Rock, AR · Cert 3873 · Peer group: banks under $1B in assets (n=581-629) · State Holding Co.
State charter, Fed member · FED · 13 branches
Q2 2026
$505.7MAssets
$226.2MLoans
$433.0MDeposits
$68.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 73% of banks under $1B in assets (rank 170 of 629).
- Widest gap: efficiency ratio trails 79% of banks under $1B in assets (rank 495 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.03%
Rank 307 of 629
Net Interest Margin
3.46%
Rank 336 of 629
Efficiency Ratio
81.68%
Rank 495 of 629
Equity / Assets
13.46%
Rank 170 of 629
Non-interest income vs. expense
Unfavorable gap of $10.9M · efficiency ratio beats 21% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.60% | 1.01% | 1.45% | Beats 51% | 307 / 629 | |
| Return on Equity | 7.63% | 5.38% | 9.30% | 13.28% | Beats 37% | 396 / 629 | |
| Net Interest Margin | 3.46% | 3.03% | 3.54% | 4.05% | Beats 47% | 336 / 629 | |
| Efficiency Ratio | 81.68% | 58.35% | 67.79% | 79.08% | Beats 21% | 495 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.09% | 0.46% | 1.20% | Beats 41% | 346 / 581 | |
| Net Charge-Offs / Loans | 0.05% | n/a | 0.01% | 0.06% | Beats 29% | 411 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 16.35% | 11.24% | 13.84% | 18.77% | Beats 66% | 211 / 629 | |
| Total Risk-Based Capital Ratio | 16.35% | 11.58% | 14.43% | 19.66% | Beats 64% | 229 / 629 | |
| Equity / Assets | 13.46% | 9.09% | 10.65% | 13.80% | Beats 73% | 170 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 52.24% | 67.24% | 80.90% | 93.48% | 12th pctl | 523 / 594 | |
| Loans / Assets | 44.73% | 53.31% | 67.71% | 78.15% | 17th pctl | 525 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |