Eagle Bank and Trust Company
Little Rock, AR · Cert 3873 · Peer group: banks under $1B in assets (n=573-620) · State Holding Co.
State charter, Fed member · FED · 13 branches
Q2 2026
$505.7MAssets
$226.2MLoans
$433.0MDeposits
$68.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 74% of banks under $1B in assets (rank 160 of 620).
- Widest gap: efficiency ratio trails 79% of banks under $1B in assets (rank 488 of 620).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.03%
Rank 297 of 620
Net Interest Margin
3.46%
Rank 328 of 620
Efficiency Ratio
81.68%
Rank 488 of 620
Equity / Assets
13.46%
Rank 160 of 620
Non-interest income vs. expense
Unfavorable gap of $10.9M · efficiency ratio beats 21% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.60% | 1.00% | 1.45% | Beats 52% | 297 / 620 | |
| Return on Equity | 7.63% | 5.30% | 9.30% | 13.29% | Beats 38% | 387 / 620 | |
| Net Interest Margin | 3.46% | 3.02% | 3.53% | 4.04% | Beats 47% | 328 / 620 | |
| Efficiency Ratio | 81.68% | 58.35% | 68.08% | 79.37% | Beats 21% | 488 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.09% | 0.47% | 1.27% | Beats 42% | 335 / 573 | |
| Net Charge-Offs / Loans | 0.05% | n/a | 0.01% | 0.06% | Beats 28% | 411 / 573 | |
| Capital |
| Tier 1 Capital Ratio | 16.35% | 11.27% | 13.87% | 18.78% | Beats 66% | 212 / 620 | |
| Total Risk-Based Capital Ratio | 16.35% | 11.69% | 14.57% | 19.67% | Beats 63% | 231 / 620 | |
| Equity / Assets | 13.46% | 9.03% | 10.60% | 13.73% | Beats 74% | 160 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | 52.24% | 65.08% | 79.69% | 92.47% | 13th pctl | 509 / 585 | |
| Loans / Assets | 44.73% | 51.85% | 67.17% | 77.86% | 18th pctl | 511 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |