First National Bank of Eastern Arkansas
Forrest City, AR · Cert 3863 · Peer group: banks under $1B in assets operating regionally (n=94) · Bancshares of Eastern AR Inc.
National charter · OCC · 15 branches
Q2 2026
$589.5MAssets
$376.3MLoans
$520.3MDeposits
$64.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 65% of banks under $1B in assets operating regionally (rank 33 of 94).
- Widest gap: net charge-offs / loans trails 83% of banks under $1B in assets operating regionally (rank 79 of 94).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.92%
Rank 65 of 94
Net Interest Margin
3.67%
Rank 54 of 94
Efficiency Ratio
62.38%
Rank 47 of 94
Equity / Assets
10.89%
Rank 33 of 94
Non-interest income vs. expense
Unfavorable gap of $13.2M · efficiency ratio beats 51% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.82% | 1.19% | 1.46% | Beats 31% | 65 / 94 | | |
| Return on Equity | 8.49% | 7.85% | 11.84% | 14.03% | Beats 28% | 68 / 94 | | |
| Net Interest Margin | 3.67% | 3.42% | 3.81% | 4.18% | Beats 43% | 54 / 94 | | |
| Efficiency Ratio | 62.38% | 55.99% | 62.41% | 73.02% | Beats 51% | 47 / 94 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.19% | 0.47% | 1.14% | Beats 41% | 56 / 94 | | |
| Net Charge-Offs / Loans | 0.09% | 0.00% | 0.02% | 0.05% | Beats 17% | 79 / 94 | | |
| Capital |
| Tier 1 Capital Ratio | 10.95% | 10.28% | 11.95% | 15.07% | Beats 34% | 62 / 94 | | |
| Total Risk-Based Capital Ratio | 10.95% | 10.31% | 12.59% | 15.88% | Beats 33% | 63 / 94 | | |
| Equity / Assets | 10.89% | 8.98% | 10.21% | 11.41% | Beats 65% | 33 / 94 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.32% | 72.62% | 84.44% | 94.55% | 21st pctl | 74 / 94 | | |
| Loans / Assets | 63.83% | 62.50% | 72.84% | 78.99% | 28th pctl | 68 / 94 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |