First National Bank of Eastern Arkansas
Forrest City, AR · Cert 3863 · Peer group: banks under $1B in assets operating regionally (n=99) · Bancshares of Eastern AR Inc.
National charter · OCC · 15 branches
Q2 2026
$589.5MAssets
$376.3MLoans
$520.3MDeposits
$64.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 66% of banks under $1B in assets operating regionally (rank 34 of 99).
- Widest gap: net charge-offs / loans trails 83% of banks under $1B in assets operating regionally (rank 83 of 99).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.92%
Rank 67 of 99
Net Interest Margin
3.67%
Rank 58 of 99
Efficiency Ratio
62.38%
Rank 49 of 99
Equity / Assets
10.89%
Rank 34 of 99
Non-interest income vs. expense
Unfavorable gap of $13.2M · efficiency ratio beats 52% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.82% | 1.19% | 1.48% | Beats 32% | 67 / 99 | |
| Return on Equity | 8.49% | 7.92% | 11.87% | 14.08% | Beats 26% | 73 / 99 | |
| Net Interest Margin | 3.67% | 3.44% | 3.80% | 4.18% | Beats 41% | 58 / 99 | |
| Efficiency Ratio | 62.38% | 55.83% | 62.41% | 73.02% | Beats 52% | 49 / 99 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.19% | 0.46% | 1.04% | Beats 39% | 61 / 99 | |
| Net Charge-Offs / Loans | 0.09% | 0.00% | 0.02% | 0.06% | Beats 17% | 83 / 99 | |
| Capital |
| Tier 1 Capital Ratio | 10.95% | 10.28% | 11.95% | 14.75% | Beats 34% | 65 / 99 | |
| Total Risk-Based Capital Ratio | 10.95% | 10.45% | 12.59% | 15.64% | Beats 32% | 67 / 99 | |
| Equity / Assets | 10.89% | 8.89% | 10.14% | 11.36% | Beats 66% | 34 / 99 | |
| Liquidity & Funding |
| Loans / Deposits | 72.32% | 74.57% | 84.03% | 94.55% | 20th pctl | 79 / 99 | |
| Loans / Assets | 63.83% | 62.55% | 71.25% | 78.99% | 26th pctl | 73 / 99 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |