Texas Plains
Amarillo, TX · Charter 3828 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 7 branches
Q2 2026
$71.2MAssets
$50.0MLoans
$60.3MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets in TX (rank 30 of 235).
- Widest gap: nonperforming loans / loans trails 63% of credit unions under $1B in assets in TX (rank 150 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.76%
Rank 97 of 235
Net Interest Margin
4.74%
Rank 30 of 235
Efficiency Ratio
83.32%
Rank 130 of 235
Equity / Assets
14.25%
Rank 122 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.17% | 0.57% | 1.10% | Beats 59% | 97 / 235 | |
| Return on Equity | 5.30% | 1.03% | 4.30% | 7.58% | Beats 60% | 95 / 235 | |
| Net Interest Margin | 4.74% | 3.32% | 3.89% | 4.35% | Beats 87% | 30 / 235 | |
| Efficiency Ratio | 83.32% | 70.60% | 82.00% | 91.57% | Beats 45% | 130 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.20% | 0.59% | 1.14% | Beats 37% | 150 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.25% | 11.30% | 14.41% | 19.49% | Beats 48% | 122 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.25% | 11.30% | 14.41% | 19.49% | Beats 48% | 122 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 82.97% | 54.18% | 67.38% | 81.66% | 77th pctl | 55 / 235 | |
| Loans / Assets | 70.24% | 43.80% | 56.63% | 68.64% | 78th pctl | 52 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |