Upper Darby, PA · Charter 3819
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.02% | 2.11% | 2.09% | 1.94% | 2.00% | -2 bps | |
| Return on Equity | 8.42% | 8.58% | 8.35% | 7.77% | 7.92% | -50 bps | |
| Net Interest Margin | 3.55% | 3.62% | 3.59% | 3.37% | 3.44% | -11 bps | |
| Efficiency Ratio | 49.23% | 48.03% | 48.35% | 49.84% | 48.67% | -56 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.59% | 3.24% | 3.26% | 2.65% | 3.33% | -126 bps | |
| Loan Growth (YoY) | -0.31% | 1.44% | 1.54% | 3.01% | 2.00% | +231 bps | |
| Share Growth (YoY) | 3.12% | 1.43% | 1.42% | 0.71% | 1.61% | -150 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.96% | 0.50% | 1.03% | 0.99% | 0.69% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 24.03% | 24.57% | 25.01% | 24.91% | 25.31% | +128 bps | |
| Net Worth / Assets | 24.03% | 24.57% | 25.01% | 24.91% | 25.31% | +128 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.75% | 42.23% | 42.09% | 41.56% | 41.91% | +16 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |