Paac Transit Division
Pittsburgh, PA · Charter 3810 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$29.2MAssets
$6.2MLoans
$24.0MShares
$5.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 78).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 60 of 78).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.13%
Rank 28 of 78
Net Interest Margin
3.42%
Rank 51 of 78
Efficiency Ratio
52.33%
Rank 7 of 78
Equity / Assets
17.60%
Rank 24 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.37% | 0.83% | 1.31% | Beats 64% | 28 / 78 | | |
| Return on Equity | 6.39% | 1.73% | 5.71% | 9.08% | Beats 53% | 37 / 78 | | |
| Net Interest Margin | 3.42% | 3.17% | 3.63% | 4.21% | Beats 35% | 51 / 78 | | |
| Efficiency Ratio | 52.33% | 65.01% | 78.15% | 89.28% | Beats 92% | 7 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.04% | 0.40% | 0.84% | 1.97% | Beats 24% | 60 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.60% | 12.42% | 15.10% | 18.27% | Beats 69% | 24 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.60% | 12.42% | 15.10% | 18.27% | Beats 69% | 24 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 25.70% | 34.83% | 50.41% | 71.84% | 9th pctl | 71 / 78 | | |
| Loans / Assets | 21.15% | 29.34% | 41.02% | 56.96% | 9th pctl | 71 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |