Science Park
New Haven, CT · Charter 3790 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.7MAssets
$2.5MLoans
$2.9MShares
$761KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets (rank 108 of 1683).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets (rank 1558 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.16%
Rank 1,409 of 1,683
Net Interest Margin
5.23%
Rank 108 of 1,683
Efficiency Ratio
97.09%
Rank 1,529 of 1,682
Equity / Assets
20.72%
Rank 200 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.16% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,409 / 1,683 | |
| Return on Equity | 0.79% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,444 / 1,681 | |
| Net Interest Margin | 5.23% | 3.31% | 3.82% | 4.32% | Beats 94% | 108 / 1,683 | |
| Efficiency Ratio | 97.09% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,529 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.07% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,558 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 200 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 200 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.47% | 52.61% | 69.38% | 83.50% | 82nd pctl | 302 / 1,683 | |
| Loans / Assets | 69.18% | 44.71% | 59.18% | 70.72% | 72nd pctl | 475 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |