Toledo Fire Fighters
Toledo, OH · Charter 3748 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$45.5MAssets
$18.9MLoans
$37.4MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 91% of credit unions under $1B in assets (rank 145 of 1683).
- Widest gap: nonperforming loans / loans trails 30% of credit unions under $1B in assets (rank 512 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.75%
Rank 145 of 1,683
Net Interest Margin
4.32%
Rank 422 of 1,683
Efficiency Ratio
57.84%
Rank 163 of 1,682
Equity / Assets
17.83%
Rank 337 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.75% | 0.35% | 0.74% | 1.18% | Beats 91% | 145 / 1,683 | |
| Return on Equity | 9.81% | 2.67% | 5.89% | 8.74% | Beats 82% | 305 / 1,681 | |
| Net Interest Margin | 4.32% | 3.31% | 3.82% | 4.32% | Beats 75% | 422 / 1,683 | |
| Efficiency Ratio | 57.84% | 68.91% | 78.20% | 86.93% | Beats 90% | 163 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 512 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.83% | 10.44% | 12.89% | 16.53% | Beats 80% | 337 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.83% | 10.44% | 12.89% | 16.53% | Beats 80% | 337 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 50.56% | 52.61% | 69.38% | 83.50% | 22nd pctl | 1,313 / 1,683 | |
| Loans / Assets | 41.50% | 44.71% | 59.18% | 70.72% | 21st pctl | 1,328 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |