Norfolk Fire Department
Norfolk, VA · Charter 3746 · Peer group: credit unions under $1B in assets in the Salt Lake City-Murray, UT area (n=23-24)
NCUA · 1 branch
Q2 2026
$26.8MAssets
$6.5MLoans
$21.4MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 88% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 3 of 24).
- Widest gap: nonperforming loans / loans trails 39% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 10 of 23).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.55%
Rank 3 of 24
Net Interest Margin
4.40%
Rank 3 of 24
Efficiency Ratio
67.08%
Rank 6 of 24
Equity / Assets
20.12%
Rank 8 of 24
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.55% | 0.41% | 0.67% | 1.12% | Beats 88% | 3 / 24 | |
| Return on Equity | 7.70% | 2.16% | 5.02% | 6.69% | Beats 83% | 4 / 24 | |
| Net Interest Margin | 4.40% | 3.10% | 3.61% | 4.01% | Beats 88% | 3 / 24 | |
| Efficiency Ratio | 67.08% | 71.14% | 80.00% | 84.92% | Beats 79% | 6 / 24 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.07% | 0.54% | 1.38% | Beats 61% | 10 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.12% | 10.05% | 16.75% | 21.42% | Beats 67% | 8 / 24 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.12% | 10.05% | 16.75% | 21.42% | Beats 67% | 8 / 24 | |
| Liquidity & Funding |
| Loans / Deposits | 30.38% | 42.86% | 62.34% | 82.18% | 9th pctl | 21 / 23 | |
| Loans / Assets | 24.19% | 32.11% | 55.16% | 70.89% | 13th pctl | 21 / 24 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |