PPG & Associates
Creighton, PA · Charter 370 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$19.6MAssets
$4.8MLoans
$17.4MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 411 of 1683).
- Widest gap: efficiency ratio trails 88% of credit unions under $1B in assets (rank 1476 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.20%
Rank 1,386 of 1,683
Net Interest Margin
3.31%
Rank 1,264 of 1,683
Efficiency Ratio
93.66%
Rank 1,476 of 1,682
Equity / Assets
16.68%
Rank 411 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,386 / 1,683 | |
| Return on Equity | 1.23% | 2.67% | 5.89% | 8.74% | Beats 16% | 1,406 / 1,681 | |
| Net Interest Margin | 3.31% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,264 / 1,683 | |
| Efficiency Ratio | 93.66% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,476 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 65% | 593 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.68% | 10.44% | 12.89% | 16.53% | Beats 76% | 411 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.68% | 10.44% | 12.89% | 16.53% | Beats 76% | 411 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 27.82% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,612 / 1,683 | |
| Loans / Assets | 24.74% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,595 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |