La Salle, IL · Cert 3691 · Lasalle Bcorp Inc.
National charter · OCC · 2 branches
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.0% share · #123 of 147 inst. · $0.1B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.11% | 1.15% | 1.17% | 0.94% | 1.07% | -4 bps | |
| Return on Equity | 12.04% | 12.27% | 12.25% | 9.06% | 10.13% | -191 bps | |
| Net Interest Margin | 2.88% | 2.93% | 2.92% | 2.97% | 3.06% | +18 bps | |
| Efficiency Ratio | 63.07% | 62.31% | 61.50% | 68.65% | 65.02% | +195 bps | |
| Non-Interest Burden | 1.43% | 1.45% | 1.43% | 1.77% | 1.67% | +24 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.56% | 0.90% | -1.51% | -1.92% | -4.93% | -948 bps | |
| Loan Growth (YoY) | -6.63% | -7.48% | -3.91% | -1.01% | 1.72% | +835 bps | |
| Deposit Growth (YoY) | 4.53% | 0.90% | -2.12% | -3.47% | -6.70% | -1,122 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.20% | 0.20% | 0.16% | 0.19% | 0.17% | -3 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.03% | -0.02% | -0.02% | -3 bps | |
| Allowance / Loans | 1.32% | 1.34% | 1.31% | 1.31% | 1.28% | -4 bps | |
| Allowance Coverage of NPLs | 6.5x | 6.7x | 8.0x | 6.9x | 7.5x | +1.0x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 10.08% | 10.28% | 10.49% | 10.95% | 11.30% | +122 bps | |
| Total Risk-Based Capital | 19.07% | 19.92% | 20.64% | 20.62% | 20.31% | +123 bps | |
| Equity / Assets | 9.29% | 9.60% | 10.30% | 10.43% | 11.02% | +172 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 52.89% | 51.46% | 53.42% | 53.64% | 57.66% | +477 bps | |
| Liquid Assets / Assets | 10.31% | 12.20% | 10.85% | 10.45% | 8.17% | -214 bps | |
| CRE / Total Capital | n/a | 236% | 230% | 224% | n/a | n/a | |