Hometown National Bank
La Salle, IL · Cert 3691 · Peer group: banks under $1B in assets in IL (n=149-151) · Lasalle Bcorp Inc.
National charter · OCC · 2 branches
Q2 2026
$307.2MAssets
$153.3MLoans
$265.8MDeposits
$33.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of banks under $1B in assets in IL (rank 33 of 149).
- Widest gap: net interest margin trails 74% of banks under $1B in assets in IL (rank 111 of 151).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.10%
Rank 67 of 151
Net Interest Margin
3.06%
Rank 111 of 151
Efficiency Ratio
65.02%
Rank 77 of 151
Equity / Assets
11.02%
Rank 61 of 151
Non-interest income vs. expense
Unfavorable gap of $5.3M · efficiency ratio beats 50% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.70% | 1.03% | 1.34% | Beats 56% | 67 / 151 | |
| Return on Equity | 9.98% | 6.74% | 9.34% | 12.94% | Beats 56% | 66 / 151 | |
| Net Interest Margin | 3.06% | 3.02% | 3.43% | 3.83% | Beats 26% | 111 / 151 | |
| Efficiency Ratio | 65.02% | 54.64% | 64.89% | 72.50% | Beats 50% | 77 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.20% | 0.66% | 1.77% | Beats 79% | 33 / 149 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 79% | 33 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 19.25% | 11.83% | 14.17% | 18.66% | Beats 77% | 34 / 151 | |
| Total Risk-Based Capital Ratio | 20.31% | 12.22% | 14.54% | 19.92% | Beats 77% | 35 / 151 | |
| Equity / Assets | 11.02% | 9.10% | 10.65% | 12.40% | Beats 60% | 61 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 57.66% | 54.39% | 71.02% | 80.75% | 30th pctl | 104 / 149 | |
| Loans / Assets | 49.88% | 45.91% | 61.31% | 68.01% | 32nd pctl | 102 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |