La Salle, IL · Cert 3691 · Lasalle Bcorp Inc.
National charter · OCC · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in IL (n=149 to 151). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
71
Asset Quality
79
Profitability
46
Liquidity
43
Efficiency
50
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
La Salle, IL · Cert 3691 · Lasalle Bcorp Inc.
National charter · OCC · 2 branches
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.0% share · #123 of 147 inst. · $0.1B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.83% | 0.89% | 1.17% | 1.11% | 1.15% | 1.17% | 0.94% | 1.07% | -4 bps | |
| Return on Equity | 9.03% | 9.57% | 12.67% | 12.04% | 12.27% | 12.25% | 9.06% | 10.13% | -191 bps | |
| Net Interest Margin | 2.57% | 2.63% | 2.75% | 2.88% | 2.93% | 2.92% | 2.97% | 3.06% | +18 bps | |
| Efficiency Ratio | 69.05% | 67.60% | 62.06% | 63.07% | 62.31% | 61.50% | 68.65% | 65.02% | +195 bps | |
| Non-Interest Burden | 1.48% | 1.47% | 1.24% | 1.43% | 1.45% | 1.43% | 1.77% | 1.67% | +24 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.04% | 6.85% | 5.74% | 4.56% | 0.90% | -1.51% | -1.92% | -4.93% | -948 bps | |
| Loan Growth (YoY) | -2.68% | -7.27% | -6.75% | -6.63% | -7.48% | -3.91% | -1.01% | 1.72% | +835 bps | |
| Deposit Growth (YoY) | 2.16% | 6.17% | 5.98% | 4.53% | 0.90% | -2.12% | -3.47% | -6.70% | -1,122 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.66% | 0.39% | 0.52% | 0.20% | 0.20% | 0.16% | 0.19% | 0.17% | -3 bps | |
| Net Charge-Offs / Loans | 0.08% | 0.06% | -0.01% | 0.01% | 0.00% | 0.03% | -0.02% | -0.02% | -3 bps | |
| Allowance / Loans | 1.24% | 1.29% | 1.32% | 1.32% | 1.34% | 1.31% | 1.31% | 1.28% | -4 bps | |
| Allowance Coverage of NPLs | 0.7x | 3.3x | 2.5x | 6.5x | 6.7x | 8.0x | 6.9x | 7.5x | +1.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.45% | 10.71% | 9.66% | 10.08% | 10.28% | 10.49% | 10.95% | 11.30% | +122 bps | |
| Total Risk-Based Capital | 17.94% | 19.58% | 18.27% | 19.07% | 19.92% | 20.64% | 20.62% | 20.31% | +123 bps | |
| Equity / Assets | 9.56% | 9.63% | 8.83% | 9.29% | 9.60% | 10.30% | 10.43% | 11.02% | +172 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 56.12% | 54.42% | 52.30% | 52.89% | 51.46% | 53.42% | 53.64% | 57.66% | +477 bps | |
| Liquid Assets / Assets | 11.32% | 7.55% | 11.49% | 10.31% | 12.20% | 10.85% | 10.45% | 8.17% | -214 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 236% | 230% | 224% | n/a | n/a | |
La Salle, IL · Cert 3691 · Peer group: banks under $1B in assets in IL (n=149-151) · Lasalle Bcorp Inc.
National charter · OCC · 2 branches
Q2 2026
Return on Assets
1.10%
Rank 67 of 151
Net Interest Margin
3.06%
Rank 111 of 151
Efficiency Ratio
65.02%
Rank 77 of 151
Equity / Assets
11.02%
Rank 61 of 151
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.10% | 0.70% | 1.03% | 1.34% | Beats 56% | 67 / 151 | ||
| Return on Equity | 9.98% | 6.74% | 9.34% | 12.94% | Beats 56% | 66 / 151 | ||
| Net Interest Margin | 3.06% | 3.02% | 3.43% | 3.83% | Beats 26% | 111 / 151 | ||
| Efficiency Ratio | 65.02% | 54.64% | 64.89% | 72.50% | Beats 50% | 77 / 151 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.17% | 0.20% | 0.66% | 1.77% | Beats 79% | 33 / 149 | ||
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 79% | 33 / 149 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.25% | 11.83% | 14.17% | 18.66% | Beats 77% | 34 / 151 | ||
| Total Risk-Based Capital Ratio | 20.31% | 12.22% | 14.54% | 19.92% | Beats 77% | 35 / 151 | ||
| Equity / Assets | 11.02% | 9.10% | 10.65% | 12.40% | Beats 60% | 61 / 151 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 57.66% | 54.39% | 71.02% | 80.75% | 30th pctl | 104 / 149 | ||
| Loans / Assets | 49.88% | 45.91% | 61.31% | 68.01% | 32nd pctl | 102 / 151 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||