Connecticut Postal
New Britain, CT · Charter 3683 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$12.6MAssets
$4.2MLoans
$9.4MShares
$3.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 101 of 1683).
- Widest gap: net interest margin trails 71% of credit unions under $1B in assets (rank 1195 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.72%
Rank 158 of 1,683
Net Interest Margin
3.41%
Rank 1,195 of 1,683
Efficiency Ratio
56.68%
Rank 140 of 1,682
Equity / Assets
25.04%
Rank 101 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.72% | 0.35% | 0.74% | 1.18% | Beats 91% | 158 / 1,683 | |
| Return on Equity | 6.87% | 2.67% | 5.89% | 8.74% | Beats 60% | 679 / 1,681 | |
| Net Interest Margin | 3.41% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,195 / 1,683 | |
| Efficiency Ratio | 56.68% | 68.91% | 78.20% | 86.93% | Beats 92% | 140 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.26% | 0.65% | 1.29% | Beats 37% | 1,059 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.04% | 10.44% | 12.89% | 16.53% | Beats 94% | 101 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.04% | 10.44% | 12.89% | 16.53% | Beats 94% | 101 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 44.47% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,416 / 1,683 | |
| Loans / Assets | 33.11% | 44.71% | 59.18% | 70.72% | 11th pctl | 1,502 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |