B E T
Bronxville, NY · Charter 3653 · Peer group: credit unions under $1B in assets in NY (n=114)
NCUA · 2 branches
Q3 2024
$6.4MAssets
$2.1MLoans
$5.7MShares
$662KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in NY (rank 11 of 114).
- Widest gap: net interest margin trails 99% of credit unions under $1B in assets in NY (rank 113 of 114).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.17%
Rank 94 of 114
Net Interest Margin
1.21%
Rank 113 of 114
Efficiency Ratio
86.21%
Rank 84 of 114
Equity / Assets
10.35%
Rank 79 of 114
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.34% | 0.84% | 1.25% | Beats 18% | 94 / 114 | |
| Return on Equity | 1.61% | 2.78% | 6.49% | 10.36% | Beats 18% | 94 / 114 | |
| Net Interest Margin | 1.21% | 3.03% | 3.45% | 3.98% | Beats 1% | 113 / 114 | |
| Efficiency Ratio | 86.21% | 66.26% | 77.93% | 87.41% | Beats 27% | 84 / 114 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.22% | 0.67% | 1.22% | Beats 100% | 11 / 114 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.35% | 9.63% | 11.59% | 14.17% | Beats 31% | 79 / 114 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.35% | 9.63% | 11.59% | 14.17% | Beats 31% | 79 / 114 | |
| Liquidity & Funding |
| Loans / Deposits | 37.37% | 45.91% | 63.99% | 84.01% | 13th pctl | 99 / 114 | |
| Loans / Assets | 33.33% | 39.51% | 56.48% | 70.59% | 14th pctl | 98 / 114 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |