Bloomington, IL · Cert 35602
State savings bank · OCC · 1 branch
Q2 2026
Market Position · Bloomington, IL · 2026 SOD (annual) · 0.0% share · #26 of 26 inst. · $0.0B of $4.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 23.79% | 21.74% | 26.55% | 33.50% | 25.67% | 22.85% | 19.97% | 24.72% | -879 bps | |
| Return on Equity | 27.48% | 25.06% | 31.58% | 40.13% | 30.86% | 27.46% | 24.10% | 29.47% | -1,065 bps | |
| Net Interest Margin | 3.37% | 3.01% | 2.38% | 2.30% | 2.34% | 2.39% | 2.26% | 2.34% | +4 bps | |
| Efficiency Ratio | 84.68% | 86.09% | 82.38% | 76.99% | 81.31% | 83.77% | 87.18% | 83.92% | +693 bps | |
| Non-Interest Burden | -27.76% | -23.04% | -29.07% | -36.25% | -30.41% | -27.09% | -21.80% | -26.58% | +967 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.90% | 3.89% | 12.51% | 12.22% | 6.69% | 9.30% | 1.53% | 7.86% | -435 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 5.39% | 5.17% | 4.97% | 4.63% | 4.44% | 4.26% | 4.08% | 3.91% | -73 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 88.31% | 79.31% | 77.82% | 73.26% | 73.12% | 73.68% | 76.19% | 78.65% | +540 bps | |
| Total Risk-Based Capital | 118.37% | 108.75% | 100.48% | 98.69% | 104.65% | 107.33% | 105.82% | 115.01% | +1,633 bps | |
| Equity / Assets | 86.53% | 87.45% | 81.14% | 82.38% | 82.31% | 83.22% | 82.57% | 85.65% | +327 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |