Great Falls, MT · Cert 35510
State savings bank · OCC · 14 branches
Q2 2026
Market Position · Great Falls, MT · 2026 SOD (annual) · 0.0% share · #11 of 11 inst. · $0.0B of $2.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 11.72% | 12.77% | 14.29% | 11.75% | 12.55% | 12.09% | 8.49% | 3.50% | -825 bps | |
| Return on Equity | 14.65% | 16.01% | 17.74% | 14.62% | 15.83% | 15.41% | 10.89% | 4.55% | -1,007 bps | |
| Net Interest Margin | 2.95% | 2.93% | 3.22% | 3.13% | 2.96% | 2.97% | 3.34% | 3.14% | 0 bps | |
| Efficiency Ratio | 85.19% | 84.08% | 83.24% | 85.22% | 84.18% | 85.03% | 90.31% | 95.49% | +1,027 bps | |
| Non-Interest Burden | -11.70% | -12.24% | -14.62% | -12.32% | -12.46% | -11.38% | -7.64% | -1.95% | +1,037 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.56% | 7.65% | 12.44% | 10.22% | 10.77% | 12.94% | 9.19% | 10.24% | +2 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 79.15% | 71.36% | 80.12% | 80.61% | 77.27% | 70.14% | 79.79% | 75.93% | -468 bps | |
| Total Risk-Based Capital | 173.13% | 196.84% | 197.19% | 168.90% | 158.38% | 183.63% | 196.92% | 159.08% | -982 bps | |
| Equity / Assets | 77.62% | 78.55% | 82.54% | 79.97% | 76.55% | 75.47% | 80.55% | 74.82% | -514 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 59.64% | 65.48% | 63.36% | 57.40% | 55.82% | 63.10% | 63.32% | 56.74% | -67 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |