Great Falls, MT · Cert 35510
State savings bank · OCC · 14 branches
Q2 2026
Market Position · Great Falls, MT · 2026 SOD (annual) · 0.0% share · #11 of 11 inst. · $0.0B of $2.2B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 9.42% | 14.18% | 10.42% | 8.49% | -1.32% | -1,074 bps | |
| Return on Equity | 11.60% | 18.14% | 13.71% | 10.89% | -1.70% | -1,330 bps | |
| Net Interest Margin | 3.13% | 3.20% | 3.33% | 3.34% | 3.10% | -3 bps | |
| Efficiency Ratio | 87.15% | 82.26% | 87.41% | 90.31% | 100.21% | +1,306 bps | |
| Non-Interest Burden | -10.43% | -15.04% | -9.48% | -7.64% | 3.35% | +1,378 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.22% | 10.77% | 12.94% | 9.19% | 10.24% | +2 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 80.61% | 77.27% | 70.14% | 79.79% | 75.93% | -468 bps | |
| Total Risk-Based Capital | 168.90% | 158.38% | 183.63% | 196.92% | 159.08% | -982 bps | |
| Equity / Assets | 79.97% | 76.55% | 75.47% | 80.55% | 74.82% | -514 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 57.40% | 55.82% | 63.10% | 63.32% | 56.74% | -67 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |