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Crown Bank

Edina, MN · Cert 35480 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Crown Bankshares Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$402.0MAssets
$306.6MLoans
$332.8MDeposits
$32.7MEquity

Executive Summary

  • Strongest standing: total risk-based capital ratio outperforms 36% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 34 of 53).
  • Widest gap: return on assets trails 89% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 47 of 53).
  • Overall: at or above the peer median on 0 of 9 directional measures.

Return on Assets

0.48%

Rank 47 of 53

Net Interest Margin

3.07%

Rank 46 of 53

Efficiency Ratio

74.58%

Rank 45 of 53

Equity / Assets

8.12%

Rank 39 of 53

Non-interest income vs. expense

$0.4M$9.9MINCOMEEXPENSE
Unfavorable gap of $9.5M · efficiency ratio beats 17% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area
Bank 74.58%Peer median 65.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.48%0.73%1.11%1.30%Beats 11%47 / 53
Return on Equity5.89%7.88%12.20%14.12%Beats 13%46 / 53
Net Interest Margin3.07%3.39%3.77%4.09%Beats 13%46 / 53
Efficiency Ratio74.58%56.05%65.05%71.57%Beats 17%45 / 53
Asset Quality
Nonperforming Loans / Loans1.15%0.14%0.52%1.20%Beats 28%39 / 53
Net Charge-Offs / Loans0.18%0.00%0.01%0.08%Beats 23%42 / 53
Capital
Tier 1 Capital Ratio11.04%10.73%12.98%15.08%Beats 32%36 / 53
Total Risk-Based Capital Ratio12.19%11.49%13.79%16.34%Beats 36%34 / 53
Equity / Assets8.12%8.08%9.25%10.72%Beats 26%39 / 53
Liquidity & Funding
Loans / Deposits92.13%72.13%82.29%93.80%64th pctl19 / 53
Loans / Assets76.26%63.64%71.80%79.37%66th pctl18 / 53
Brokered Deposits / Depositsn/aNot reported for this institution