Phoenix, AZ · Cert 35458
FDIC
Q2 2001
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2000 | Q3 2000 | Q4 2000 | Q1 2001 | Q2 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.73% | 3.31% | 4.07% | 67.32% | 34.27% | +3,254 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | 15.29% | 6.57% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | 5.05% | 5.89% | n/a | |
| Non-Interest Burden | n/a | n/a | n/a | -107.32% | -34.34% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 25.86% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -100.00% | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | -9.39% | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | 1.11% | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | n/a | n/a | n/a | 104.66% | 474% | n/a | |
| Equity / Assets | n/a | n/a | n/a | 86.91% | 96.54% | n/a | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 34132% | 17428% | 29339% | 0.00% | 0.00% | -3,413,180 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |