Brookfield, WI · Cert 35445
FDIC · 1 branch
Q1 2017
Market Position · Milwaukee-Waukesha-West Allis, WI · 2016 SOD (annual) · 0.4% share · #24 of 51 inst. · $0.3B of $64.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.23% | 0.13% | 0.50% | 1.52% | 0.68% | +45 bps | |
| Return on Equity | 3.05% | 1.85% | 6.44% | 17.27% | 7.75% | +470 bps | |
| Net Interest Margin | 2.43% | 2.08% | 2.73% | 4.23% | 2.94% | +51 bps | |
| Efficiency Ratio | 85.99% | 86.27% | 73.83% | 55.46% | 70.66% | -1,533 bps | |
| Non-Interest Burden | 2.02% | 1.74% | 1.89% | 2.04% | 1.88% | -14 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.61% | 31.42% | -0.51% | -0.15% | -4.72% | -1,533 bps | |
| Loan Growth (YoY) | 19.42% | 30.50% | 26.19% | 27.95% | 29.86% | +1,044 bps | |
| Deposit Growth (YoY) | 10.73% | 32.61% | -1.65% | -1.59% | -6.59% | -1,732 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 2.25% | +225 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.01% | -0.02% | -0.04% | -0.02% | -1 bps | |
| Allowance / Loans | 1.18% | 1.12% | 1.15% | 1.09% | 1.04% | -14 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | 0.5x | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 7.38% | 6.80% | 7.62% | 9.15% | 8.93% | +155 bps | |
| Total Risk-Based Capital | 11.74% | 11.30% | 11.12% | 11.02% | 10.51% | -123 bps | |
| Equity / Assets | 7.34% | 6.89% | 8.92% | 8.64% | 8.92% | +158 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 62.56% | 62.32% | 82.53% | 79.33% | 86.98% | +2,441 bps | |
| Liquid Assets / Assets | 27.15% | 31.21% | 5.39% | 9.08% | 2.97% | -2,418 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |