Bank of Brookhaven
Brookhaven, MS · Cert 35439 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Haven Capital Corp.
State charter, non-member · FDIC · 1 branch
Q2 2026
$262.2MAssets
$148.0MLoans
$229.5MDeposits
$28.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of banks under $1B in assets operating in a single state (rank 140 of 743).
- Widest gap: net interest margin trails 60% of banks under $1B in assets operating in a single state (rank 445 of 746).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.25%
Rank 265 of 746
Net Interest Margin
3.51%
Rank 445 of 746
Efficiency Ratio
61.47%
Rank 306 of 746
Equity / Assets
10.93%
Rank 327 of 746
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 59% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.25% | 0.72% | 1.06% | 1.45% | Beats 64% | 265 / 746 | |
| Return on Equity | 11.47% | 6.74% | 10.51% | 13.63% | Beats 59% | 304 / 746 | |
| Net Interest Margin | 3.51% | 3.17% | 3.68% | 4.16% | Beats 40% | 445 / 746 | |
| Efficiency Ratio | 61.47% | 55.74% | 64.58% | 75.47% | Beats 59% | 306 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.09% | 0.42% | 1.07% | Beats 81% | 140 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 64% | 266 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 18.04% | 11.55% | 13.75% | 17.60% | Beats 77% | 173 / 746 | |
| Total Risk-Based Capital Ratio | 18.83% | 11.71% | 14.33% | 18.43% | Beats 77% | 173 / 746 | |
| Equity / Assets | 10.93% | 8.90% | 10.51% | 13.06% | Beats 56% | 327 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 64.48% | 61.31% | 78.27% | 90.78% | 29th pctl | 529 / 746 | |
| Loans / Assets | 56.44% | 53.60% | 66.97% | 76.08% | 30th pctl | 522 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |