Bank of Brookhaven
Brookhaven, MS · Cert 35439 · Peer group: banks under $1B in assets (n=570-617) · Haven Capital Corp.
State charter, non-member · FDIC · 1 branch
Q2 2026
$262.2MAssets
$148.0MLoans
$229.5MDeposits
$28.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of banks under $1B in assets (rank 94 of 570).
- Widest gap: net interest margin trails 53% of banks under $1B in assets (rank 324 of 617).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.25%
Rank 214 of 617
Net Interest Margin
3.51%
Rank 324 of 617
Efficiency Ratio
61.47%
Rank 197 of 617
Equity / Assets
10.93%
Rank 282 of 617
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 68% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.25% | 0.60% | 1.01% | 1.45% | Beats 65% | 214 / 617 | |
| Return on Equity | 11.47% | 5.30% | 9.43% | 13.30% | Beats 63% | 231 / 617 | |
| Net Interest Margin | 3.51% | 3.04% | 3.54% | 4.05% | Beats 47% | 324 / 617 | |
| Efficiency Ratio | 61.47% | 58.03% | 67.76% | 79.08% | Beats 68% | 197 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.09% | 0.47% | 1.27% | Beats 84% | 94 / 570 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 62% | 217 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 18.04% | 11.18% | 13.83% | 18.55% | Beats 73% | 164 / 617 | |
| Total Risk-Based Capital Ratio | 18.83% | 11.56% | 14.39% | 19.39% | Beats 73% | 165 / 617 | |
| Equity / Assets | 10.93% | 9.03% | 10.55% | 13.63% | Beats 54% | 282 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 64.48% | 64.77% | 79.70% | 93.06% | 24th pctl | 441 / 582 | |
| Loans / Assets | 56.44% | 51.70% | 67.18% | 77.51% | 31st pctl | 426 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |