Tristar Bank
Dickson, TN · Cert 35417 · Peer group: banks under $1B in assets operating in a single state (n=748-752) · Tristar Bancshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$562.7MAssets
$374.7MLoans
$466.3MDeposits
$46.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 45% of banks under $1B in assets operating in a single state (rank 414 of 752).
- Widest gap: net charge-offs / loans trails 86% of banks under $1B in assets operating in a single state (rank 643 of 748).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.82%
Rank 517 of 752
Net Interest Margin
3.31%
Rank 529 of 752
Efficiency Ratio
72.90%
Rank 527 of 752
Equity / Assets
8.32%
Rank 632 of 752
Non-interest income vs. expense
Unfavorable gap of $12.5M · efficiency ratio beats 30% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.72% | 1.07% | 1.45% | Beats 31% | 517 / 752 | | |
| Return on Equity | 9.82% | 6.78% | 10.58% | 13.65% | Beats 45% | 414 / 752 | | |
| Net Interest Margin | 3.31% | 3.18% | 3.69% | 4.17% | Beats 30% | 529 / 752 | | |
| Efficiency Ratio | 72.90% | 55.75% | 64.49% | 75.47% | Beats 30% | 527 / 752 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.09% | 0.42% | 1.03% | Beats 42% | 438 / 748 | | |
| Net Charge-Offs / Loans | 0.11% | 0.00% | 0.01% | 0.05% | Beats 14% | 643 / 748 | | |
| Capital |
| Tier 1 Capital Ratio | 11.79% | 11.55% | 13.75% | 17.60% | Beats 30% | 529 / 752 | | |
| Total Risk-Based Capital Ratio | 12.49% | 11.70% | 14.33% | 18.47% | Beats 32% | 510 / 752 | | |
| Equity / Assets | 8.32% | 8.93% | 10.56% | 13.13% | Beats 16% | 632 / 752 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.36% | 62.23% | 78.64% | 91.26% | 53rd pctl | 352 / 752 | | |
| Loans / Assets | 66.59% | 54.61% | 67.41% | 76.47% | 47th pctl | 397 / 752 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |