Tristar Bank
Dickson, TN · Cert 35417 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Tristar Bancshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$562.7MAssets
$374.7MLoans
$466.3MDeposits
$46.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 45% of banks under $1B in assets operating in a single state (rank 408 of 746).
- Widest gap: net charge-offs / loans trails 86% of banks under $1B in assets operating in a single state (rank 642 of 743).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.82%
Rank 510 of 746
Net Interest Margin
3.31%
Rank 522 of 746
Efficiency Ratio
72.90%
Rank 523 of 746
Equity / Assets
8.32%
Rank 624 of 746
Non-interest income vs. expense
Unfavorable gap of $12.5M · efficiency ratio beats 30% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.72% | 1.06% | 1.45% | Beats 32% | 510 / 746 | | |
| Return on Equity | 9.82% | 6.74% | 10.51% | 13.63% | Beats 45% | 408 / 746 | | |
| Net Interest Margin | 3.31% | 3.17% | 3.68% | 4.16% | Beats 30% | 522 / 746 | | |
| Efficiency Ratio | 72.90% | 55.74% | 64.58% | 75.47% | Beats 30% | 523 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.09% | 0.42% | 1.07% | Beats 42% | 432 / 743 | | |
| Net Charge-Offs / Loans | 0.11% | 0.00% | 0.01% | 0.05% | Beats 14% | 642 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.79% | 11.55% | 13.75% | 17.60% | Beats 29% | 526 / 746 | | |
| Total Risk-Based Capital Ratio | 12.49% | 11.71% | 14.33% | 18.43% | Beats 32% | 504 / 746 | | |
| Equity / Assets | 8.32% | 8.90% | 10.51% | 13.06% | Beats 16% | 624 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.36% | 61.31% | 78.27% | 90.78% | 54th pctl | 340 / 746 | | |
| Loans / Assets | 66.59% | 53.60% | 66.97% | 76.08% | 48th pctl | 386 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |